Advertising Disclosure: Some or all products featured are from partners who compensate us. This may influence which products we write about but does not affect our ratings or recommendations.
Learn more →
Rates current as of April 8, 2026. Always verify rates on the issuer’s website before applying.
About This Guide
Northwest Registered Agent is the best LLC formation service at $39 + state fees: first-year registered agent included, privacy protection (NW's address, not yours), and 4.9/5 Trustpilot rating. ZenBusiness ($0 + state fees) is the best free option.
LLC Formation Services of Buying Guide
Photo by RDNE Stock project / Pexels
Quick Verdict: Our top pick is Northwest Registered Agent at $39 + state fees — registered agent included first year, privacy protection, and top-rated customer support.
Top Pick: Northwest Registered Agent
Northwest Registered Agent is the best LLC formation service for most businesses: $39 service fee plus state filing fees, with first-year registered agent service included. Northwest uses its own address (not yours) in state records, protecting your home address from public databases and process servers. Customer support — which you may actually need when states send confusing correspondence — is consistently rated among the best in the industry. For the most budget-conscious option, ZenBusiness offers free formation (state fees only) with registered agent available as an add-on at $99/year.
How to Compare LLC Formation Services

▶
Do This Before Setting Up an LLC in 2026!
The service fee is only part of the cost. Evaluate these factors to find your true total:
- State filing fee: This is unavoidable regardless of service — $40 (Kentucky) to $500 (Massachusetts). Formation services add their fee on top of the state cost.
- Registered agent fee: Every LLC must have a registered agent — a person or business with a physical in-state address to receive legal documents. Most services charge $99–$299/year after any first-year free period. This is the main recurring cost.
- Operating agreement: Not legally required in most states but essential for every LLC. Northwest and Bizee include it free; some services charge $50–$100.
- EIN filing: You can file the IRS SS-4 form yourself for free at irs.gov (takes 15 minutes). Services charge $50–$79 to handle it for you.
Service Fee and First-Year Cost Comparison
- Northwest Registered Agent: $39 service fee + state fees, registered agent included first year ($125/yr after), operating agreement free, strong privacy protection
- ZenBusiness: $0 service fee + state fees, registered agent add-on $99/yr, compliance calendar included, good for hands-off beginners
- LegalZoom: $99 service fee + state fees, registered agent $249/yr, name recognition, attorney access available as add-on
- LawDepot: $7.99/month subscription, DIY document templates only — not a filing service, does not submit to the state
- Bizee (formerly Incfile): $0 service fee + state fees, registered agent first year free ($119/yr after), high volume track record
Prices as of 2026. Verify current service fees at each provider before ordering — pricing changes frequently. State fees are set by state law and do not vary by service.
Who Each Service Is Best For

▶
Do This Before Setting Up an LLC
- Northwest Registered Agent: Business owners who value privacy (home address not in public records), quality customer support, and transparent pricing
- ZenBusiness: First-time LLC owners who want a guided, beginner-friendly experience and the lowest upfront cost
- LegalZoom: Business owners who want access to attorney review and name-brand reassurance, and are comfortable paying more for it
- LawDepot: Self-filers who want to file Articles of Organization directly with the state and just need an operating agreement template
- Bizee: High-volume entrepreneurs forming multiple LLCs who want $0 service fee and free first-year registered agent
What to Watch Out For
- Registered agent renewal rates. The first year is often free or discounted. Northwest charges $125/yr renewal; ZenBusiness $199/yr; LegalZoom $299/yr. Calculate the 3-year total cost, not just the formation fee.
- State fees are not optional. California charges $70 (Articles) + $800 (franchise tax, first year). Texas charges $300. The "$0 formation" you see in ads applies only to the service fee — state fees are always additional.
- LawDepot is not a filing service. LawDepot provides document templates only. You file the Articles of Organization with the state yourself. This is appropriate for experienced filers who want to self-file; it is not a full-service option.
- Upsells at checkout. Most services add EIN filing, rush processing, and compliance add-ons at checkout. Review each line item — EIN is free at irs.gov, and not every add-on is necessary for a basic LLC.
How to Form Your LLC

▶
How to Start an LLC in 2026 (Step-by-Step Guide for Beginners)
The process through any full-service option (Northwest, ZenBusiness, LegalZoom, Bizee) takes 10–20 minutes online:
- Choose your state (usually the state where you primarily operate)
- Verify your LLC name is available at your state Secretary of State website
- Complete the service's order form — they file the Articles of Organization on your behalf
- Get your EIN at irs.gov/ein (free, 15 minutes online) — do not pay the service for this
- Sign your operating agreement before conducting any business
- Open a dedicated business bank account — a clean separation of personal and business finances protects your liability protection
For the most popular brand head-to-head, our LegalZoom vs ZenBusiness 2026 comparison covers turnaround speed, registered agent fees, and upsell pressure side by side. For an in-depth review of the privacy-first option, Northwest Registered Agent Review 2026 covers their $39 flat-fee model and what makes them different. For the lowest total cost path, Cheapest LLC Filing Service 2026 ranks services by all-in cost including state fees and registered agent.
At a Glance
| # | Product | Award | Starting Price | Document Types | Attorney Review | |
| 1 |
Northwest Registered Agent |
Best Overall |
N/A |
— |
— |
Apply → |
| 2 |
ZenBusiness |
Also Excellent |
N/A |
— |
— |
Apply → |
| 3 |
LegalZoom |
Budget Pick |
N/A |
— |
— |
Apply → |
| 4 |
LawDepot |
Best Budget |
N/A |
— |
— |
Apply → |
| 5 |
Bizee |
Worth Considering |
N/A |
— |
— |
Apply → |
Our Top Pick
“Northwest's $39 with registered agent beats ZenBusiness's total first-year cost once you add registered agent to the free tier. Best for home-based single-member LLC owners who want address privacy.”
What we like
- $39 includes filing + registered agent — keeps home address off records
- 4.8 stars — highest-rated formation service
- No upsells — transparent all-in pricing
Watch out for
- $39 service fee vs. ZenBusiness free tier
- Operating agreement not included (use LawDepot)
Northwest's $39 with registered agent beats ZenBusiness's total first-year cost once you add registered agent to the free tier. Best for home-based single-member LLC owners who want address privacy.
Get Started →
Rates as of April 8, 2026. Terms apply. Verify on issuer site.
Also Excellent
“ZenBusiness handles LLC filing for free — but doesn't provide the broad document library that LawDepot offers. Combine ZenBusiness free filing + LawDepot $7.99/month for the best total solution.”
What we like
- $0 service fee — full LLC filing for just state fees
- 28,000+ reviews confirms reliable formation
- Good for those who want filing handled without paying for documents
Watch out for
- Operating agreement not included in free tier
- No document library — formation service only
ZenBusiness handles LLC filing for free — but doesn't provide the broad document library that LawDepot offers. Combine ZenBusiness free filing + LawDepot $7.99/month for the best total solution.
Get Started →
Rates as of April 8, 2026. Terms apply. Verify on issuer site.
Best Budget
“LegalZoom handles the filing for you — useful if you don't want to submit state paperwork directly. The premium is for attorney access and convenience, not document quality.”
What we like
- Full LLC filing service — no state paperwork required from you
- Attorney consultation access on premium plans
- 85,000+ reviews — most established online legal service
Watch out for
- $99–$369 vs. $7.99/month at LawDepot for comparable document quality
- Registered agent at $249/year — most expensive available
LegalZoom handles the filing for you — useful if you don't want to submit state paperwork directly. The premium is for attorney access and convenience, not document quality.
Get Started →
Rates as of April 8, 2026. Terms apply. Verify on issuer site.
Best Budget
“LawDepot at $7.99/month is the best value for legal document access. For LLC formation, one month covers operating agreement, articles of organization, member certificates, and any other documents nee”
What we like
- $7.99/month for 2,000+ attorney-reviewed document templates
- 14-day free trial — generate all documents before first charge
- State-specific customization via guided questionnaire
- Covers LLC, real estate, employment, personal legal needs
Watch out for
- No filing service — you submit documents to state yourself
- Monthly subscription model — must cancel actively to avoid renewal
LawDepot at $7.99/month is the best value for legal document access. For LLC formation, one month covers operating agreement, articles of organization, member certificates, and any other documents needed — then cancel.
Get Started →
Rates as of April 8, 2026. Terms apply. Verify on issuer site.
Reviewed
“Bizee is cheaper first-year than Northwest ($0 vs. $39 service fee) but rates lower on customer satisfaction. The $39 premium for Northwest buys a measurably better service experience.”
What we like
- $0 service fee with one year registered agent
- First-year total cost = state filing fee only
- Simple process, fast turnaround
Watch out for
- Lower customer satisfaction than Northwest (4.5 vs. 4.8 stars)
- More checkout upsells than Northwest
Bizee is cheaper first-year than Northwest ($0 vs. $39 service fee) but rates lower on customer satisfaction. The $39 premium for Northwest buys a measurably better service experience.
Get Started →
Rates as of April 8, 2026. Terms apply. Verify on issuer site.
Frequently Asked Questions
What's the cheapest way to form an LLC?
ZenBusiness and Bizee (formerly Incfile) both offer $0 formation fees — you pay only the state filing fee (which ranges from $40–$500 depending on your state). Both include a free year of registered agent service.
Do I need a registered agent for my LLC?
Yes — every state requires an LLC to have a registered agent. You can serve as your own agent (your home address goes on public record), or use a service. For $99–$199/yr, services like Northwest keep your address private and accept legal documents on your behalf.
What's the difference between LLC formation and a registered agent service?
LLC formation is a one-time process of filing paperwork with your state. A registered agent is an ongoing annual service that maintains your LLC's compliance, accepts legal correspondence, and keeps your address private. Most services bundle both.
Is ZenBusiness or LegalZoom better for LLC formation?
ZenBusiness offers a $0 formation fee with a better user experience and compliance alerts. LegalZoom is pricier ($0 formation but $299/yr registered agent) and has more upsells, but has a longer track record. Most first-time founders prefer ZenBusiness.
Do I need an operating agreement for my LLC?
Most states don't legally require an operating agreement, but every LLC should have one. It defines ownership splits, voting rights, profit distribution, and what happens if a member leaves. Without one, state default rules apply — which may not match your intentions. Northwest and ZenBusiness include this free.
How We Evaluate Financial Products
We compare financial products based on objective criteria: annual fees, APR ranges, rewards rates, sign-up bonuses, and key perks. We do not factor in issuer relationships or compensation when determining rankings. Products are ranked based on overall value for the target use case described on this page.
Rates and terms change frequently. We update these pages regularly, but always verify current rates directly on the issuer’s website before applying. APR ranges shown reflect the full possible range — your actual rate depends on your creditworthiness.
This content is for informational purposes only and should not be considered financial advice. We compare products; we do not advise on which product is right for your personal financial situation. Read our full methodology →
Affiliate disclosure: When you buy through our links, we may earn
a small commission at no extra cost to you. This helps us keep the reviews free and
the data updated. Our recommendations are based on data, not who pays us.
Learn more →