By MyAwesomeBuy Research Team · Updated April 18, 2026 · Our Methodology
7,543+ reviews analyzed
No manufacturer paid for placement. Rankings based on verified buyer review data.
Quick Answer
The Bike Cable Lock 6FT Long, 4 Digit Resettable Combination Lock, Heavy Duty Steel Cable with Waterproof Vinyl Coating Anti Theft Security Lock for Road is our top pick for Bike Locks Under $20 in 2026: Cable & U-Lock. 6 ft cable. For budget shoppers, the Kryptonite Keeper 585 Folding Bike Lock, Compact Lightweight High Security Anti-Theft Foldable Bicycle Lock with 2 Keys and Mount for E-Bikes Scooter offers solid value at a lower price.
Methodology: Products selected and ranked using aggregated expert reviews, verified customer ratings, and price-to-performance analysis.
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Last updated: April 2026
The Sportneer Bike Lock at $11.39 is the top under-$20 pick. You get a 5-digit combination dial with up to 100,000 possible combinations, 6 mm thick manganese steel chain construction with a zinc alloy lock core, available in 3.2 / 3.6 / 4-foot lengths, a polypropylene scratch-resistant outer cover that protects bike paint, and a dustproof cap over the dial to keep rainwater and grit out of the mechanism. With a 4.5-star rating across 12,088 reviews, Best Seller status, and #2 in Powersports Alarms & Anti-Theft, Sportneer is the most validated cheap chain lock on Amazon.
Why the Sportneer wins under $20
Cheap bike locks fail in two predictable ways: the lock body is brittle and a hammer breaks it open, or the cable is thin enough to cut with a basic bolt cutter in 30 seconds. Sportneer's 6 mm manganese steel chain is genuinely thicker than the 4 mm cables on $5 locks, and 6 mm exceeds bolt-cutter capacity for most bag-portable cutters (anything 8" or shorter). The 5-digit combination is the right call for an everyday lock — keys get lost, but a combination you remember works for years. The polypropylene cover is the small, smart touch — it stops the chain from chipping the bike's paintwork as you wrap it around the frame, which is a problem with bare-chain locks that nobody mentions until they damage their bike.
How it compares to the runner-ups
The Bike Cable Lock 6 ft 4-Digit Resettable ($16.99) is a longer 6-foot cable lock — useful if you regularly lock two bikes together or wrap around larger fixtures, but the 4-digit code only generates 10,000 combinations versus the Sportneer's 100,000, and cable locks are easier to cut than chain locks. The NDakter 5-Digit Combination Heavy Duty Bicycle Chain Lock ($9.49) is the budget pick — same 5-digit security and chain construction at a lower price, but with fewer reviews and less proven track record than the Sportneer.
Honest cautions. No $11 lock is a serious deterrent against a determined thief with proper tools — angle grinders defeat almost any chain or U-lock at this price tier in under two minutes. What sub-$20 locks do is deter casual theft and opportunistic grabs, which is the right protection level for short stops at coffee shops, grocery runs, and trail-head parking. For high-theft urban storage, step up to a Kryptonite or ABUS U-lock in the $50-100 range. The Sportneer's manganese steel chain is also heavy at 6 mm thickness — fine for a backpack, less convenient for jersey pockets.
Bottom line
For low-to-medium theft risk areas and short stops, the Sportneer at $11.39 is the right buy — proven, thick chain, big combo space, paint-protected. Save a couple dollars with the NDakter at $9.49 if you trust the lower review count, or stretch to the 6-foot cable lock at $16.99 if length matters more than chain strength. For city storage or expensive bikes, budget for a real U-lock in the $50+ range — none of these sub-$20 options are appropriate primary security.
The 6-foot Cable Lock trades some cut resistance for reach — its length lets you secure a bike to awkwardly placed posts, loop through both wheels simultaneously, or lock two bikes together with one lock. The heavy-duty vinyl coating protects against weather and frame scratches. The 4-digit resettable combination is standard for cable locks at this price. At $17 and 6 feet long, it is the most versatile option here for scenarios where you need length over security. Best used as a secondary lock alongside the Sportneer chain, or as a sole lock in low-risk environments.
Full Specs & Measurements
Shape
Round
Api Title
Bike Cable Lock 6FT Long, 4 Digit Resettable Combination Lock, Heavy Duty Steel Cable with Waterproof Vinyl Coating Anti Theft Security Lock for Road Bike E-Bike Scooter Fence Gate Toolbox
Lock Type
Combination Lock
Finish Types
Polished
Material Type
Polyvinyl Chloride
Item Dimensions
70.86 x 0.07 x 0.07 inches
Api Refreshed At
2026-05-19T15:33:14Z
Recommended Uses For Product
Bicycles, Electric Scooters, Gates, Grills, Toolboxes, Daily Commutes, Outdoor Use,Cycling
The NDakter Bike Lock at $9.49 is the most affordable chain lock on this list with a genuine 5-digit combination. At 4mm thickness it is thinner than the Sportneer, but it still provides better deterrence than any cable lock. Available in multiple lengths from 2.6 to 6 feet. The resettable combination and waterproof design make it a practical choice for light-duty use. Best for apartment storage areas, bike rooms, or short quick-stop errands where the risk is low and you want a lock that costs less than the snacks you are picking up.
Full Specs & Measurements
Shape
Chain-link
Api Title
NDakter Bike Chain Lock, 5 Digit Combination Heavy Duty Anti Theft Bicycle Chain Lock, 3.2/4.27/5Ft Long Security Resettable Bike Locks for Bike, Bicycle, Scooter, Motorcycle, Door, Gate, Fence
Best for: Value-focused buyers: Active individuals who want to build fitness at home or at the gym with reliable equipment
“Kryptonite is one of the most trusted names in bike security, and the Keeper Folding Lock offers rigid folding-bar protection that resists leverage attacks better than cable locks. The folding design ”
For low-risk environments (locked building, home garage, quick stop in a quiet area), yes. For city street parking or high-theft areas, upgrade to a $50+ U-lock. A budget lock is a deterrent, not a guarantee.
Chain lock vs. cable lock — which is better?
Chain lock. Cable locks can be cut in under 10 seconds with basic tools. A thick chain lock takes significantly longer, which is often enough to deter opportunistic theft.
What does a resettable combination mean?
You can change the combination to a new number. Essential if someone else has seen your combination or if you want to standardize the combination with other locks you own.
Should I use two locks?
Yes for city use. Two different lock types (chain + cable, or chain + U-lock) require two different tools to defeat. Most casual thieves carry only one tool type.
What should I lock my bike to?
Always a fixed, immovable object: a bike rack, post, or railing that cannot be lifted over. Loop the lock through the rear wheel and the frame — not just the wheel, which can be removed separately.
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